How much house can you afford?

The Maximum Qualifier Calculator will allow you to calculate how much of a house you can afford based on your annual income, the purchase price of the home, or the total monthly mortgage payment that you would like to make.

Looking for more personalized rates? Compare rate quotes from lenders and brokers, then return to our Mortgage Qualifier.

How much house can you afford?
Annual Income:
Your total annual income including all sources of income.
Revolving Debt:
Outstanding credit card debt, car loans, and personal loans. Enter your monthly payment.
Interest Rate:
This is the interest rate you will pay on your loan
Period:			Years Months
This is the length of the loan, in years or months.
Max Loan:
This is an approximation of the loan amount you would qualify for given your income and debt.
Monthly Pmt:
This is the monthly payment based on the information you entered.
This information is for your personal use only. These calculations are merely and estimate and this information is not guaranteed. Since the JavaScript is run on your computer, the information cannot be received or viewed by others.

More Information

When it is time to go house shopping it is really helpful to know how much of a house you can afford. Knowing how much of a house you can afford will help you (and your Realtor) to narrow your house search down by price range. Knowing how much of a house you can afford will also help you to determine the other costs that are going to be involved with buying a home like a down payment, monthly mortgage payments and closing costs.